📊 Investment Analysis

DSCR Investment Property Analysis

Evaluate rental property performance using income coverage, leverage, and cash flow metrics.

Includes DSCR • Cash Flow • Cap Rate • Cash-on-Cash Analysis

Built for investors and agents reviewing non-owner-occupied financing scenarios.

Analysis reflects common DSCR lending criteria used across multiple programs.

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Property & Loan

Purchase Price $505,000
Down Payment 25%
Interest Rate 7.88%
Loan Type
Transaction Type
Credit Score (FICO) 720
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Income & Expenses

Monthly Rent $3,200
Property Tax Rate 1.10%
Insurance Rate ⓘ 1.50%
HOA / Condo Fees $0
Vacancy Rate 8%
Property Management 10%

📊 Analysis Live

Debt Service Coverage Ratio
1.24
0.75 1.00 1.25 1.50
Monthly Cash Flow
$412
Cash-on-Cash
8.2%
Cap Rate
6.8%
LTV
75%
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Scenario Is Eligible Based on current DSCR lending criteria

This scenario meets available program requirements.

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Based on the current inputs, this scenario produces positive cash flow with a DSCR above 1.0, indicating the property's rental income covers the debt service obligation.

Monthly Breakdown
Gross Rent $3,200
PITIA Payment $2,583
Net Cash Flow $412
Estimated Cash to Close
Down Payment $112,500
Closing Costs (~3%) $13,500
Est. Reserves (6 mo) $15,498
Total Cash Needed $141,498

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