Which Mortgage Actually Fits Your Situation?
Answer a few quick questions and see which mortgage strategies may fit, from first-time homebuyer options to reverse mortgages, investment loans and more.
- Strategies that fit your situation, best fit first
- Multiple lenders, not one bank's menu
- Reverse mortgage and retirement lending expertise
- Run your own numbers before talking to anyone
Estimates only. No SSN required for estimates. If you choose to apply, SSN and a hard credit inquiry may be required.
RICP® Certified
Featured in WSJ
Equal Housing
What clients say about working with Todd
Verified client reviews on Experience.com
“Todd was incredible! He helped us through every step of getting our first home. He was kind, knowledgeable, and responsive. We would recommend Todd to anybody!”
“Todd was extremely knowledgeable, helpful and a pleasure to work with through the process of securing our HELOC. I highly recommend!”
“Todd is the man for reverse mortgages! Well-spoken, thoughtful, and effective. Highly recommend.”
Individual results vary. Reviews reflect specific clients’ experiences and are not a guarantee of loan approval or terms.
How it works
- 1Tell us your goal
Buying, refinancing, pulling cash, retiring, investing or selling. A few taps, no forms.
- 2See what fits
Every loan that matches your answers, best fit first, and why.
- 3Check the numbers
Run the matching calculator yourself, or have Todd price your exact scenario.
Know exactly what you want?
Go straight to a calculator or guide.
Mortgage Market Intelligence
What’s actually driving rates right now
Mortgage rates follow the bond market, not the headlines. Todd tracks it every day.
10-Year Treasury
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The benchmark mortgage rates track
Mortgage spread
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Gap between mortgage rates and the 10-year
Rate direction
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Todd’s daily read of the market
Market data for information only. Not a rate quote or a prediction of the rate you will receive.
Why People Start Here
Most mortgage sites hand you one product and a rate ad. This one starts with your situation, shows you every loan that fits it, and gives you the tool to check the numbers yourself before you talk to anyone.
Real-World Logic
Built around how mortgage decisions actually work in practice — not simplified formulas.
Better Scenario Planning
Compare down payments, buydowns, refinance structures, cash flow models, and more.
Designed by a Pro
These tools come from real lending experience — not a generic software template.
Built for Clarity
The goal isn't to overwhelm you. It's to help you understand your options faster.
Why Work With the Todd Hanley Mortgage Team?
Access to multiple lenders. A vast selection of the most sought-after products. The knowledge, technology, and systems to deliver unmatched service for every type of need.
Rather Just Talk It Through? Skip the Questions.
Fifteen minutes with Todd covers what a quiz can't: your credit, your timeline, and the trade-offs between the options that fit.